A given company sells goods or services over time to the consumer, so receivables from these sales are negotiated and assigned to us in the form of receivables. We pay cash to the company for the assignment of the credit and, upon maturity of the receivables, the consumer will pay off his debt to the Multiplica Group.
The financial data of the companies are carefully analyzed before the choice and an opinion on each credit operation is issued, aiming to minimize any financial losses due to default. The analysis uses the databases of institutions such as Serasa, Boa Vista and SCPC, balance and balance sheets, commercial information, address search, lawsuits, among others.
POSITIVE PERSPECTIVES TO THE MARKET
Market of Performance
Multiplica Group has a higher concentration of investment in the manufacturing and manufacturing sector, with emphasis on food. The manufacturing sector comprises establishments dedicated to the mechanical, physical or chemical transformation of materials, substances or components into new products.
How Quotas Work
In the Subordinated Quotas mode, the Mezzanine and Junior classes are present, which corresponds to at least 35% of our fund, providing the additional guarantee of receipt and profitability for the senior quota. This class acts as a kind of collateral provided by the assignor of credit rights, serving as a cushion to absorb any defaults.
We have a strong commitment to our customers and we believe that everyone wins when we work together. To achieve this goal, we are partners with renowned companies in the market when it comes to investment fund. That’s why we team up with the right partners to make sure your investment is done safely.
Why Euler Hermes?
Euler Hermes is the world leader in providing AA-rated commercial credit insurance solutions – rated by Standard & Poor’s. Its credit insurance allows companies of all sizes to negotiate with confidence, both at home and abroad, helping to choose the right clients to do business with.
Follow-up and periodic analysis of our experts