Investing wisely is to make plans for even greater achievements
A certain company sells long-term services or goods to customers; then, the receivables from these sales are negotiated and assigned to us, as credit rights. We pay this company at sight for the assignment of this credit and, on the maturity date of receivables, customers will settle their debt with FIDC Multiplica.
Multi-assignor
and multi-payor
and multi-payor
We are in the
fund with you
fund with you
Fragmented
operation market
operation market
Performed
receivables only
receivables only
Business Methodology
Companies financial data are thoroughly analyzed prior to selection, and it is issued an opinion on each credit operation, in order to minimize any financial losses with default. This analysis uses database of institutions such as Serasa, Boa Vista and SPC, balance sheets and financial statements, business information, address research, legal actions, and others.
Operation Flow
Positive perspectives for the market
Operation Market
FIDC Multiplica has a greater concentration of investment in transformation and manufacturing sectors, focusing on food segment. Manufacturing sector comprises establishments dedicated to mechanical, physical or chemical transformation of materials, substances or components in new products.
85% of food
goes through some
industrial process
goes through some
industrial process
This segment is expected
to reach R$230 billion
in 2019
to reach R$230 billion
in 2019
Industrial
production in
full progress
production in
full progress
Foodservice
segment
growth
segment
growth
Fragmentation in the operation market
Commerce
Cosmetics
Furniture
Plastic
Chemicals
Paper and Cellulose
Mechanical Metal
Textile Industry
How do the shares work
FIDC Multiplica has two classes of shares: Senior and Subordinate.
Senior shares differ from the others due to its redemption and amortization effect. In case of IDC liquidation, the shareholders of this class will have preemptive right, and will be entitled to distribute the funds equity according to the values provided for amortization or redemption of the respective series.
Subordinate shares consist of Mezzanine and Junior classes, which correspond, at least, to 35% of our fund, providing an additional guarantee of receipt and profitability for senior share. This class works as a kind of collateral provided by the assignor of credit rights, serving as a mattress to absorb any defaults.
Strategic Partnership
Partners
We have a huge commitment with you and we believe that it is a win-win situation when we work together. To achieve this goal, we are partners of reputable companies in the market regarding investment funds. That’s why we got together with the right partners, to ensure that your investiment will be performed safely.
Why Euler Hermes?
Euler Hermes is a worldwide lider of providing commercial credit insurance solutions with a risk grade of AA – classified by Standard & Poor’s. Your credit insurance allows companies of all sizes to negociate with confidence – both in your country or abroad – helping choosing the right clients to make business with.
Experience in business
risk management
risk management
Advisory in all
credit analysis
credit analysis
Partner of all
financial institutions
financial institutions
Rendering of legal
collection services
collection services
Assignors and payors
must have pre-approved
limits
must have pre-approved
limits
Monitoring of
costumers portfolio
costumers portfolio
Partners
Administrator
Custodian
Registered Operation
Collecting Bank
Manager
Rating
Big Data
Insurer
Regulatory Body
Self-regulatory Organization
Audit
Follow-up and periodical analysis by our experts
I want to invest
What is my assurance?
Register
For the register of the donors that will operate with FIDC Multiplica, it's necessary to send the Assingment Contract with 3 copies signed (at least 01 copy must be recognize in firm), and the other documents below:
“LTDA” Assignor:
“LTDA” Assignor:
Authenticated Social Contract Copy or the last Consolidated Change (in case the last change has more than 3 (three) years, send a simplified certificate issued by the Board of Trade or Registry Office);
Copy of the National Register of Legal Entities card;
Authenticated copy of the ID or Drive License of the representatives;
Simple copy of the residencial receipt of all representatives;
Authenticated copy of a letter of attorney, in case the representatives are attorneys;
Copy of the last Patrimonial Balance sheet.
Our business is to provide a high-quality investment and mitigate risk. We have several strict controls, thus ensuring that this investment fund is the perfect option for you. We work with a detailed risk analysis for all assignors and payors.
100% performed transactions
Minimum subordination of 35% of shares,
providing more safety to shareholders
providing more safety to shareholders
Coface Insurance: coverage of 90% of receivables recorded
Daily portfolio supervision
A risk rating by Austin Rating company
Assignors and payors with pre-approved credit limit
To start in the fund you must be a qualifi ed investor. The minimum investment is 25 thousand reais and there is no limit for additional investments. The number of shares will be calculated in accordance with their value at the end of the day of such investment. Before this procedure, FIDC Multiplica carries out a verifi cation of documents and credit, in order to ensure that your profi le is compatible with the profile of other investors.
Profitability: 130% of CDI for senior shares
Indefinite term of duration
Average term for receivables: 21 days
Redemption term: 29 days
Minimum investment: 25 thousand
